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This is a comprehensive insurance package that caters for the actual repair/or replacement cost and other financial consequences following loss or damage to the computer installation arising from any accidental cause. It is important to obtain a list of items to insure giving the make, model and the serial number and the breakdown of the values of each computer must be obtained.

Scope of cover:

  • Impact from objects dropped on or into the equipment
  • Malicious damage and damage as a result of carelessness, including damage by thieves and potential thieves.
  • Loss, including theft although restrictions on portable or easily transportable items.
  • Fire and/lighting although you may wish to establish the extent of any aggregated fire commitment with the permanent fire policy.
  • Damage caused by water or other liquids.
  • Electronic or mechanical breakdown of air conditioning plant.
  • Loss/damage to computer records or data carrying material, consisting of tapes, cards and disks containing programmers and data.

Underwriting Considerations

To facilitate faster rating the following rating factors should be noted.

  • Kind of factory /business
  • Types of machinery
  • Age of Machinery
  • Maintenance Contracts
  • Sums insured, etc.

For assistance, contact our Customer Care teams on 0711-030140 and/or 0711-030105, email customercare@directline.co.ke or visit us at our various branches.

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